I added my husband and a new vehicle to my insurance as an owner, such as I was…

I added my husband and a new vehicle to my insurance as an owner, such as I was abd when he got killed in a one vehicle accident, they did not pay me for death indemnity because when the lady added him, she did not list him for all the benefits I was listed for and she said that he was supposed to been added because he was an owner also. So needless to say, I was only paid $2500 and that was what they give you to help with funeral costs. What do I do?

Obtain release of liability I am currently in a real estate joint venture and…

Obtain release of liability
I am currently in a real estate joint venture and am selling my ownership interest in the JV to another partner, the trustee. I have three questions:
(1) Does the fact that I will no longer be a partner in the JV extinguish my liability in the JV?
(2) What written documentation should I obtain to assure that I have been fully released from any and all liabilities related to this JV?
(3) Is an assumption of liability and indemnification document signed by the purchaser (the trustee) sufficient, or must I obtain a release signed by all partners (which may be difficult)? Should I provide a partnership withdrawal notice to all partners?

Thanks for your help.

Independent Contractor Agreement Form or Service Agreement Form I have a 6…

Independent Contractor Agreement Form or Service Agreement Form
I have a 6 month old Pet Sitting business (LLC) in Dallas, TX and will be adding a worker as an independent contractor (not an employee) to help me walk dogs and pet sit during the summer. Can you advise me whether to use a Service Agreement form or Independent Contract Agreement form. Can I purchase this through your company or where can I purchase the form. Also, do I need a ”hold harmless” clause in case the contractor is bit. Please advise.
Thank you.

Indemnity I was involved in an accident in Tx.

Indemnity
I was involved in an accident in Tx. My vehicle is only 8 months old and the damage was extensive; 50% of the vehicle. Due to services like CARFAX, the resale value of this vehicle will be greatly reduced. Is the insurance company or the at-fault driver required to indemnify this loss?

hold harmless agreement I have a dentist who owes me a refund on a credita card…

hold harmless agreement
I have a dentist who owes me a refund on a credita card for work not done. I stoped seeing him midway through a dental procedure and had the work finished by another dentist. I had prepaid on a credit card for the whole procedure as he required me to do so befor he would treat me. I put a stop payment on the bill with my credit card co. He sent them a letter promiseing to refund half of the bill if I paid in full. He explained that he was entilled to half of the payment as he had done half of the work. I paid the bill in full with the CC co., now he ows me a one half refund back to my Credit card. Now he will not pay me unless I sign a hold harmless agreement. He told me this will make sure I do not say bad things about him to people. Any suggestions? I have not seen this agreement yet.