Only have bill of sale.
2 years ago.I purchased a mobile home and placed 1/2 down. I was given a bill of sale, and a typed letter regarding my remaining loan details. I have someone who wants to buy the home and when the buyer tried to contact this company for the sale they will not call either of us back. I have had intermittent episodes where they move,change names and not been able to get in contact with the company. I do know they changed their name and are no longer listed with BBB.
I have not paid my mortgage in 6 months and left messages stating this to them they still have not contacted me. I have never been reported to any credit companies.
I tried to get a home equity loan and a mortgage company advised me that the title is not even listed to me and is still listed in the foreclosure database with the previous owners bank.I know I pay taxes for my rented lot space but never any vehicle taxes etc.
What do I do? If I move out what happens to this property am I held responsible?
Should I move out or stay and hope that when I am through with my payments it’ll be transferred to me then?
Please advise.
Thanks for your time.