Tag Archives: California

Getting a Mobile Home Title from the Lienholder The quick and dirty of it.

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Getting a Mobile Home Title from the Lienholder
The quick and dirty of it.

My parents declared bankruptcy approx. 8 years ago, the mobile home they had was never repossed, gone after etc., and no further bills came. I have been living in it for 7 years. I now need to move and would like to get the title for it so I can sell it, or worse case scenario get out of there without it coming after me or my mother. My mother is the registered owner, but not legal owner on the title.

The company that held the lien is now out of business, but may have been bought out by another company and it doesn’t show on the title search.

Any input on how I can get this title from whomever has it now? The mobile home needs a ton of work so I am not thinking that it would be disputed as it isn’t the type of thing a bank or mortgage lender would want on the books.

Thanks!!

1st & 2nd DOT Live in Calif.

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1st & 2nd DOT
Live in Calif. divorce final in 60 days. I got the house, wife got the 2nd mortgage. 2nd mortgage is interest only payments until 2011 then a balloon payment of $60,000 due.

Question:(s) Can I have wife sign quit claim deed and take her name off DOT on 1st mortgage. Do I remove my name off 2nd DOT.

When Judge ordered wife responsible for 2nd he put in a hold harmless clause what does that mean to me. Any thing I need to know other than if she default on 2nd they could very well force me to sell home.

Thanks

misleading affidavid, it is sufficient grounds to cancel sales contract If…

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misleading affidavid, it is sufficient grounds to cancel sales contract
If seller of a business signs an affidavit of no creditors and turns out to be misleading, is it sufficient grounds for buyer to cancel escrow and sales contract.

What if in the affidavit there is an indemnification.

Indemnification. If, contrary to no security interest, no creditors, no claims as stated of this affidavit, there are any security interests or other liens, debts, liabilities or claims, Seller and the signer of this affidavit will remove the encumbrances, pay the debts, liabilities or claims, and protect Buyer from any loss or liability.

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Do I Need Both Parents Consent to their Child’s Settlement Hello, I am an…

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Do I Need Both Parents Consent to their Child’s Settlement
Hello, I am an attorney and obtained a small settlement for a minor and her parent from a personal injury claim. The minor’s parents are divorced but share joint legal custody. Both parents are estranged and do NOT have a good relationship w/ eachother. The other parent is unaware of the claim. Before sending the settlement release form the insurance company wants to know if my client is the sole legal guardian of the minor, if not then both parents signature would be needed. Is there a way around this as my client does not want to inform the the other parent as the other parent will likely make things difficult? I do not want to make a misrepresentation. What if I tell the adjuster about the animosity b/w the two and how involving the other parent would impede settlement, and that my client would sign a hold harmless agreement should the other make a claim in the future (very unlikely). Is there a way to keep the other party out of this and not jeopardize my license?

Is there a requirement in California that the homeowner should receive notice…

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Is there a requirement in California that the homeowner should receive notice just before a foreclosure sale or is a notice almost a year earlier sufficient “notice” to do the sale whenever they want? In other words, I was sent a breach notice; and then a foreclosure notice; and then a sale date notice a year ago, Jan. 2009. But I called my mortgage lender to work things out and they stopped the sale and put me in a hardship category but couldn’t do a loan modification because I wasn’t working and they told me to contact them when I had a job. Then Obama issued a moratorium on foreclosures for three months for properties bought during 2004 – 2006 or 07. This bought some time for me. Then that decree was done in August ’08. I got a job in late October. In the meantime, I kept getting monthly notices from my lender about the balance owed but no further notices about a sale. Then two days after Thanksgiving, a notice was posted on my door stating that a sale happened. No notice. A week later I got another posting of a three-day notice to quit. No further notice. Evidently the bank took my property back. I wanted to work it out with them. They have now filed an unlawful detainer complaint in court. I haven’t been served yet. My question is twofold: Aren’t they required to give me notice just before the sale (not ten or eleven months earlier)? Is there anything I can do to forestall the eviction and even get my property back?