Pay off on home & acquiring title
I own a mobile home which was totaled during a move. We received a settlement from an insurance company. We verbally negotiated a settlement with the finance company, which was lower than the actual pay off amount. We sent them a cashiers check, marked paid in full, which they accepted and cashed. Now they have refused to give title to the home and claim we still owe them a balance. They are a large corporation. If they accepted and cashed the check is that a binding settlement?