mobile home foreclosure, seeking amount due
My husband and I owned a mobile home in Oklahoma. We received word that my husband was being transferred in his job. We immediately put our home up for sale. However, the home did not sell in time. We had to move out to Texas for the new job in July of ’04. Not knowing what to do, I had to just mail the house keys to the finance company, explaining our situation. They did resell the mobile home for approximately half of what was still owed on it. We were sent a letter on 8/’05 stating the balance due of $19,802.86. Not having the funds to repay any of this, we did nothing. We received another letter, dated 10/’06 reminding us of the deficiency. Under Texas laws, are they able to seize properties or take money from paychecks in an attempt to collect this debt?