hold harmless agreement
I am an artist who has a commission for a public art project.
I am preparing to sign a contract with my client on Thursday
Oct.14th. The sculpture I am creating will be suspended in a lobby.
If the piece should ever fall apart and injure someone can my
client come after me? If so can where can I find a form called Hold
Harmless agreement to put in the contract. If they will not sign
such an agreement what should I do to protect myself?
thank you.
Indemnity
I was involved in an accident in Tx. My vehicle is only 8 months old and the damage was extensive; 50% of the vehicle. Due to services like CARFAX, the resale value of this vehicle will be greatly reduced. Is the insurance company or the at-fault driver required to indemnify this loss?
Language in Auto Accident Settlement
I was involved in an auto accident last week in MO at which my vehicle was totaled and I was not at fault. I have been communicating with the insurance company for the at fault party, and reached an agreement over the phone to settle the car-related expenses for a certain amount. The insurance agent faxed me a copy of the ”Release and Settlement of All Property Damage Claims.” Upon first perusal this document appeared to be persuant to what we had discussed, and I signed the document with a notary public. However, upon closer inspection I found a clause that I thought might prove troublesome. So far I still have the signed document, but have not returned it to the insurance agent. The language reads ”I do hereby agree to indemnify and hold harmless the said persons and entities from all further claims or demands, costs or expenses arising out of the injuries or damages sustained by me.” This follows the expected language releasing further liability regarding ”property damage.” My concern is that the ”injuries or damages” clause will prevent me from seeking further compensation for emotional and mental distress, medical expenses, etc… Am I right to be concerned about such a clause, or does this just apply to the car damage?
I added my husband and a new vehicle to my insurance as an owner, such as I was abd when he got killed in a one vehicle accident, they did not pay me for death indemnity because when the lady added him, she did not list him for all the benefits I was listed for and she said that he was supposed to been added because he was an owner also. So needless to say, I was only paid $2500 and that was what they give you to help with funeral costs. What do I do?
Double indemnity – can a heart attack be considered with employers knowledge of
I am wanting to find out if an insurance must pay double indemnity when an employee dies from a heart attach while at work. the employer is aware of a heart condition and hypertension from a dept. of transportation medical evaluation. The doctor knowingly issued a medical card after noting heart disease and hypertension. She apparently had a heart attack while driving and was able to stop the truck before it wrecked, her body was recovered from the drivers seat.