Cidco transfer of property in my name
Hi, i had purchased a flat under auction fron HDFC Ltd. The cidco is not transfering the flat in my name since HDFC has not taken any permission for auction of flat which is under 12.5% scheme. i am ready to pay transfer fees.
1) HDFC has given me registeration certificate of old owner & possesiuon certifacte as well as Sale Deed with them. But they are not providing me any Documents required for transfer of flat to my name.? ( Indemnity bond etc) is there any section under which i can ask bank to give me required documents,Under SARFAESI Act 2002.
2) IS Cidco permission required for selling of Flat under 12.5% scheme under auction?

My father gave a guarantee to his Friend for a Loan of RS 50 lacs in the yr 2002 who defaulted the payment which is now 1 crore along with interest. He took this loan against the mortgaged of 3 Flats situated at malad. He submitted to the bank the sale agreement along with the NOC from builder and also the letter from the builder that the builder would not assign or create a third party interest in the same flats. Now the friend of my father has defaulted the Loan amount and a suit has been instituted against him in Sept 2009 and also the guarantors. But the copy of it is only served on the principal borrower and not on the Guarantors. My father came to know about this from his friend. Also my father friend informed the bank that they can attach that 3 flats which is been mortgaged and recover their amount but we came to know that the 3 flats were sold by the builder to the 3 rd party when the title deeds as well as the lock and key were with the bank. Even he has given the indemnity to the bank that he will register the flats as and when required by the bank but he has not registered it. My father who was a salaried and now retired came to know from his friend that bank has ask an interim relief for the flat of my father as well as flat of the borrower’s Father who is the First guarantor even this is not service on my father. My main contention to ask u is that my father does not have any property in his name only 50% ownership of the above flat and other 50 % in my mother name. Also that 50% he has gifted to my mother on May 2008 and it is notarized but not registered. He registered the same by a deed of confirmation after the suit has been instituted but not been served on him. Now the Flats stands in my mother’s name, is then can the bank proceed with the interim relief and attach the flat which is in the name of my mother. Also show me the remedy against the bank, principal borrower as well as builder when the loan was already secured by the mortgaged property how can they proceeed with the other things, Infact bank has scrutinized all the documents and given the loan and why are they not attaching that 3 flats mortgaged and recovering their money.

Deceased Claim
A SB a/c is in India. Some of Legal heirs are in India and some of LRs are aborad. Please let me know how the claim documents (affidavit, indemnity bond & authority letter) of LRs residing at aborad be routed to the Banking authority.